| The federal government’s civilian workforce includes more than 2.7 million employees. |
Long Term Disability (LTD) Insurance
Protect your most important assets: your paycheck, your pension,
your future
If you missed the webinar or just want a copy of the presentation, CLICK HERE!
Protect yourself and your family:  |
About the Program
FEDERAL FIRST's LTD insurance was originally designed by a group of federal personnel specialists. The program is managed and administered by Arthur J. Gallgher & Co, and is underwritten by MetLife. The stability of these two strong companies ensures that you and your family will be protected, now and in the future.
Learn More
- Watch a short presentation for an overview of the program and how it can meet your needs
- See an overview of the program's benefits, including the different levels of coverage and benefits that you can choose
- Learn how to enroll, including how to calculate the premium amount you'll pay
- Find answers to your questions in a comprehensive FAQ
- Contact customer service if you're already participating
1 The FEDERAL FIRST Long Term Disability Program is not an official federal program or endorsed by the U.S. government. It is sponsored and endorsed by the Department of Justice Recreation Association (1995), Nurses Organization of the Veterans Affairs (1996), and the National Conference of Bankruptcy Clerks (2007). It is also endorsed by the Federal Court Clerks Association (FCCA) and the Federal Law Enforcement Officers Association (FLEOA).
This long term disability program contains Limitations and Exclusions
This long term disability program contains Limitations and Exclusions
Think it can't happen to you?
Nearly one in five of us will become disabled for a year or more before reaching age 65.2 And half of all people who file for bankruptcy do so because of health problems.3
2 Life and Heath Insurance Foundation for Education. “Disability Insurance: Who Needs It?” http://www.lifehappens.org/disability-insurance/who-needs-it Accessed July 16, 2008.
3 David U. Himmelstein, Elizabeth Warren, Deborah Thorne, Steffie Wollhandler. “MarketWatch: Illness and Injury as Contributors to Bankruptcy.” Health Affairs. February 2, 2005. http://content.healthaffairs.org/cgi/content/full/hlthaff.w5.63/DC1 .
3 David U. Himmelstein, Elizabeth Warren, Deborah Thorne, Steffie Wollhandler. “MarketWatch: Illness and Injury as Contributors to Bankruptcy.” Health Affairs. February 2, 2005. http://content.healthaffairs.org/cgi/content/full/hlthaff.w5.63/DC1 .