Human Resources

We recognize you want to help your employees know the benefits available to them. That’s why we want to help you better understand and stay informed about the FEDERAL FIRST Voluntary Term Life Insurance Program, underwritten by MetLife. We offer educational tools for you and your employees to use. There are also communications tools to build your employees’ awareness of the insurance offering.

These tools were designed with you in mind. We want to help make your job easier when it involves ensuring your employees are aware of and understand the importance of voluntary life insurance coverage.

Communication Tools

• FEDERAL FIRST Voluntary Term Life Brochure – providing information about the program benefits and features, rates and allotment calculator.
• Attractive Emails – intended to inform and educate employees about the insurance program.
  

Enrollment Period for Newly Eligible Employees

Each newly eligible and/or new hire employee is offered an introductory enrollment period of 60 days following their eligibility date. During those 60 days, an employee may elect coverage up to guaranteed acceptance levels of insurance without providing evidence of insurability. If an employee elects a coverage amount greater than the guaranteed acceptance amount, they will need to answer medical questions and provide evidence of insurability.

Employees can enroll for coverage for themselves and their spouses at any time after their introductory enrollment period but they will need to provide evidence of insurability for any coverage amount they elect.